Category: advocacy

How to find a cycle insurance that’s worthy of your trust?

Reports can be blinding, but even if you are ready to treat a report as half truth, you will find many documents that report the average occurrence of bicycle thefts at 3 per hour! Not surprisingly, it’s easy to remember at least one person from your social circle who has lost a bicycle at some point. Cycle accidents and thefts are too common, giving you a lot to worry about. Thankfully, you have the option of cycle insurance policies that cover you from the several problems that cycle accidents and damages can lead to. Having made up your mind about purchasing insurance for your bicycle, it’s now time that you learned some tips and tricks that can help you find the perfect cycle insurance product.

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An insurance policy that extends to your bicycles?

The market for cycle insurance products is witnessing rapid innovation, and you might not be too far away from home insurance policies that also cover your bicycles and extend lots of benefits. Such an insurance policy can help policy holders enjoy less complexity and more peace of mind. Moreover, cycles are integral parts of the lives of all those who love them, much like their homes. In fact, the front porch or the backyard might look alien to a few unless they see their beloved bicycles safely parked there. So, extended home insurance covers certainly auger well for such passionate cycling enthusiasts. Watch out for the cycle insurance products that New Insurance for Cyclists has in plan, ready to be unleashed into the markets really soon.

Ask a lot of questions – When an agent throws marketing material at you, dodge all of it and pose some stern questions. If the cycle insurance company pitching a product to you is actually good, it will have the answers. Is the bike covered when it’s not at home? Does accidental damage cover include property damage? Is theft included in the coverage? What if you’re in a different country, riding the same bike? Your questions must be relevant to the kind of use you put your bicycle to. For instance, you might want to focus your questions upon the accidental coverage aspect more than overseas coverage unless you are a bicycle tourist who often visits foreign countries.

Ensure that your bicycle’s unique accessories are also covered

Whereas those super special and wide grip tires might be the flesh and bones of your bicycle for you, the insurance company might consider them beyond the realms of coverage under the policy. It is imperative that when you hunt for the right cycle insurance policy, every trivial detail about the bicycle and your using habits must be considered before you sign the plan agreement. Another important issue you need to be aware about is the reparability and the replacement of your bicycle parts. As a dedicated cyclist, you might not want to go ahead with a policy that wants you to get your damaged tires repaired instead of replaced! The perfect cycle insurance cover is not too far away from you; something special is on its way from YellowJersey.co.uk to set the cycle insurance market abuzz.

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Here’s an article that caught our attention the other day. Having spent many a weekend bicycling in the city of New Orleans (N’awlins, or NOLA if you prefer) long before it was really safe to do so, I’ve been watching the city’s development of infrastructure with a keen eye. They’ve got some highlights to share, but also some real bummers going on:

New Orleans is a top 10 city for bike commuting, but also ranks in the top 5 for bicycle fatalities, according to a new report. The Alliance for Biking and Walking’s recently released Benchmark Report compiled data for 52 U.S. cities. The Crescent City jumped from 10th to 8th in the number of people who biked to work. According to a repackaging of the data by Vox.com, New Orleans ranked 5th in the number of bicycle fatalities over a two year period.

According to the report, 2.3 percent of cyclists in New Orleans commute to work.

Read the full article by visiting the NOLA Defender page.

Any NOLA commuters out there who might care to comment? Let’s hear it.

The League of American Bicyclists announced their Bicycle Friendly Businesses for 2014:

Top business innovators, ranging from retail to tech, have invested in bicycling as a way to boost morale, increase energy efficiency and encourage healthy living — and they’re reaping the benefits of being a Bicycle Friendly Business.

Today, the League of American Bicyclists announced 80 new and renewing Bicycle Friendly Businesses (BFB) in 29 states and Washington, D.C. These new awardees join a trendsetting group of almost 700 local businesses, government agencies and Fortune 100 companies in 46 states and D.C. that are transforming the American workplace.

Visit the LAB page to view the full list and to read the rest of the article. Congratulations to all the businesses on the list for encouraging cycling and for making a difference!

 

The number of commuters leaving cars and public transport behind for their commute to work and turning to cycling to work, and with so many benefits it is easy to see why. Here are some of the reasons why you should make the switch to cycling around London rather than driving:

Cost

Cycling is undeniably cheaper than public transport and especially driving, the money saved, even with just one less car journey per week will quickly add up which of course you can spend better elsewhere.

Skipping the Gym

Why go to the gym to use an exercise bike before your commute to work when you can kill two birds with one stone and spend your time wisely, both commuting and exercising at the same time. If you only use the gym for cardio such as this you could even cancel your membership, making more potential savings each month! Those who mix resistance training with cardio workouts at the gym will find they don’t need to spend as much time on the cardio and get a more effective muscle building workout in in the time instead.

Health

Fresh air and some cardiovascular activity twice per day will quickly pay off health wise. The increased activity can result in weight loss, even without the dieting which can reduce the risks of health problems in later life.

Productivity

The charity Sustrans conducted a study in 2013 and they found that those that cycle to work not only have far fewer sick days than those that don’t but they are also more productive during working hours. Further to this there have been countless studies which found that using public transport is more likely to make you catch bugs and sickness compared to those who travel in cars, walk or cycle.

Cycle to Work Schemes

Even if you do not currently own a bicycle it can be a worthy investment to make. Lots of businesses run the Cycle to Work initiative which gives employers the opportunity to save money and tax on the cost of purchasing a bicycle that they are going to use in order to commute to work. If you are unsure about this, ask your employer for further information. With more and more people beginning to turn to cycling it will also have a knock on effect on the facilities such as bike sheds, cycle paths and other initiatives that are available in order to encourage more to cycle instead of driving.

If cycling everyday isn’t for you, you could always consider incorporating it into your routine gradually. Cycling in London one to two times per week, rather than driving will give you the opportunity to see how these benefits will positively affect you, you may just find you end up hooked!