Category: News

How to find a cycle insurance that’s worthy of your trust?

Reports can be blinding, but even if you are ready to treat a report as half truth, you will find many documents that report the average occurrence of bicycle thefts at 3 per hour! Not surprisingly, it’s easy to remember at least one person from your social circle who has lost a bicycle at some point. Cycle accidents and thefts are too common, giving you a lot to worry about. Thankfully, you have the option of cycle insurance policies that cover you from the several problems that cycle accidents and damages can lead to. Having made up your mind about purchasing insurance for your bicycle, it’s now time that you learned some tips and tricks that can help you find the perfect cycle insurance product.

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An insurance policy that extends to your bicycles?

The market for cycle insurance products is witnessing rapid innovation, and you might not be too far away from home insurance policies that also cover your bicycles and extend lots of benefits. Such an insurance policy can help policy holders enjoy less complexity and more peace of mind. Moreover, cycles are integral parts of the lives of all those who love them, much like their homes. In fact, the front porch or the backyard might look alien to a few unless they see their beloved bicycles safely parked there. So, extended home insurance covers certainly auger well for such passionate cycling enthusiasts. Watch out for the cycle insurance products that New Insurance for Cyclists has in plan, ready to be unleashed into the markets really soon.

Ask a lot of questions – When an agent throws marketing material at you, dodge all of it and pose some stern questions. If the cycle insurance company pitching a product to you is actually good, it will have the answers. Is the bike covered when it’s not at home? Does accidental damage cover include property damage? Is theft included in the coverage? What if you’re in a different country, riding the same bike? Your questions must be relevant to the kind of use you put your bicycle to. For instance, you might want to focus your questions upon the accidental coverage aspect more than overseas coverage unless you are a bicycle tourist who often visits foreign countries.

Ensure that your bicycle’s unique accessories are also covered

Whereas those super special and wide grip tires might be the flesh and bones of your bicycle for you, the insurance company might consider them beyond the realms of coverage under the policy. It is imperative that when you hunt for the right cycle insurance policy, every trivial detail about the bicycle and your using habits must be considered before you sign the plan agreement. Another important issue you need to be aware about is the reparability and the replacement of your bicycle parts. As a dedicated cyclist, you might not want to go ahead with a policy that wants you to get your damaged tires repaired instead of replaced! The perfect cycle insurance cover is not too far away from you; something special is on its way from YellowJersey.co.uk to set the cycle insurance market abuzz.

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Here’s an article that caught our attention the other day. Having spent many a weekend bicycling in the city of New Orleans (N’awlins, or NOLA if you prefer) long before it was really safe to do so, I’ve been watching the city’s development of infrastructure with a keen eye. They’ve got some highlights to share, but also some real bummers going on:

New Orleans is a top 10 city for bike commuting, but also ranks in the top 5 for bicycle fatalities, according to a new report. The Alliance for Biking and Walking’s recently released Benchmark Report compiled data for 52 U.S. cities. The Crescent City jumped from 10th to 8th in the number of people who biked to work. According to a repackaging of the data by Vox.com, New Orleans ranked 5th in the number of bicycle fatalities over a two year period.

According to the report, 2.3 percent of cyclists in New Orleans commute to work.

Read the full article by visiting the NOLA Defender page.

Any NOLA commuters out there who might care to comment? Let’s hear it.

The League of American Bicyclists announced their Bicycle Friendly Businesses for 2014:

Top business innovators, ranging from retail to tech, have invested in bicycling as a way to boost morale, increase energy efficiency and encourage healthy living — and they’re reaping the benefits of being a Bicycle Friendly Business.

Today, the League of American Bicyclists announced 80 new and renewing Bicycle Friendly Businesses (BFB) in 29 states and Washington, D.C. These new awardees join a trendsetting group of almost 700 local businesses, government agencies and Fortune 100 companies in 46 states and D.C. that are transforming the American workplace.

Visit the LAB page to view the full list and to read the rest of the article. Congratulations to all the businesses on the list for encouraging cycling and for making a difference!

Did you catch any of the Sochi Paralympics this year? Wowza. Olympic-level athletes are hardcore, but paralympians take it to a whole new level. Just goes to show that often, the only limiting factor of human ability is the speed of innovation and current technology. The human mind and body together can tackle the most demanding, rigorous sports—and that includes road and mountain biking.

This fact was most recently brought to our attention by a company from North Carolina, Outrider USA, which is launching an innovative adaptive-use bike, the Horizon. The electric cycle is a rugged all-terrain trike designed to allow riders of different abilities, including many paraplegics and quadriplegics, to get out on the roads and trails.

Though the company has been building electric trikes since 2011, it wasn’t until teaming up with Christopher Wenner, Ph.D., a quadriplegic adventurer, a little over a year ago that the Outrider team focused on adaptive technology. Chris Wenner wanted to recapture the feeling of riding his mountain bike prior to an injury that made the sport inaccessible until now.

“The driving mission behind the Horizon trike is simple: Just because an individual has a physical disability, doesn’t mean they don’t still crave the adventure and freedom of riding a bike,” says Jesse Lee, Outrider Co-founder. “When we combined that mission with our experience building the world’s highest performing electric bikes, the Horizon was born – and the feedback on the prototypes has been incredibly positive.”

The Horizon adapts to the abilities of the rider – from riders with full leg and arm function to riders with limited function such as paraplegics and quadriplegics. It is possible to ride the Horizon:

  • with full function of your arms and legs
  • with left hand/arm only
  • with right hand/arm only
  • with upper body function but limited leg function
  • with upper body function but no leg function
  • with limited function in both your arms and legs (you’ll need some amount of arm function for steering, braking and throttle.)
  • with any combination of the above

Horizon: Like No Other Electric Bike

Horizon is not your typical electric bike. Outrider describes the Horizon as “the bike for your super-hero alter ego.” With its adaptive-use design and powerful electric assist technology, Horizon is ready for adventures on the street or the road less traveled.

Features of the Horizon: Adaptable and customizable for a range of physical abilities

  • Foot Pedals or Hand Pedals (with foot-tray)
  • Standard hand controls or adapted use hand controls (tri-pin)
  • Actuated seat (rising) to make getting in and out of the seat easier
  • Fold down handlebars for side entry to the seat
  • Three wheels and low center of gravity make balancing simple

Electric assist:

  • Twist the throttle when you want a boost, pedal when you want, or do both together. It’s totally up to you.
  • Horizon is capable of tackling steep mountains and seriously long distances
  • Speeds reach up to 30 mph.
  • Forward and Reverse

In order to get the Horizon into production, Outrider recently launch a Kickstarter campaign to “help with the tooling and production costs of the first production run” and to get feedback directly from adaptive sports and rehabilitation centers. With the help of crowd-sourced funding, the Outrider team aims to get the Horizon into production and delivered by the end of the year.

Interested in learning more about the Outrider Kickstarter campaign? Read more here.

The National Bike Summit is in full swing up in Washington, D.C. We’ve got Mir on the case and are hoping for some detailed “insider reporting”. In the meantime, lots of good stuff is going on as part of the National Women’s Cycling Forum, including this discussion on building bike advocacy with some new angles:

The National Women’s Cycling Forum is like a day-long master class in how to infect women and communities with the bicycling bug. For the hundreds of professional advocates and rising-star activists in attendance, there is a ton of great advice and inspiration being offered up. In one session this morning, Cultivating the All Powerful Bike Lobby, we were introduced to several women on the front lines of community-based bike advocacy.

The session was moderated by Leah Shahum, the 13 year veteran leader of the 12,000 member San Francisco Bicycle Coalition. She knows a lot about the bike lobby and the power that can come with putting it to use.

Read the full article by visiting the Bike Portland page.

We’d love to hear from our readers — what are bike advocates doing right? What are we doing wrong? What sorts of techniques do you think we should focus on to take transportational cycling out of the “niche” and make it more acceptable to the mainstream? Please leave your comments below.